Malta: A Unique Connection with Britain

Reflections on Malta's significance to the British people highlight the close historical, cultural, and financial connections that these two great countries share.

The Crown Colony

The British period in Maltese history is marked by pivotal moments such as the World Wars and Maltese independence. After driving away the French, the British took over as the sovereign power. The Treaty of Amiens brought a brief period of calm before the Napoleonic conflicts resumed, leading the British to defend Malta and gain complete authority over the islands with the Treaty of Paris in 1814. Known as the Crown Colony, Malta played a significant role in the British Empire by supporting Britain's eastward expansion and acting as a regional bastion.

During World War II, Malta served as a crucial base for recovering wounded soldiers and as a supply depot, leading to every Maltese citizen receiving the George Cross from King George V. After the war, the movement for self-determination strengthened, and Malta gained independence in 1964. The British military forces left in 1979, prompting Malta to become part of the British Commonwealth. Today, the lasting British influence can be seen in numerous facets of Maltese daily life.

The British Commonwealth

Since its independence from Britain, Malta has remained a member of the British Commonwealth, working together with other member countries to promote democracy, prosperity, and peace. With a keen focus on sustainability, the Maltese government collaborates with the Commonwealth to promote the sustainable use of natural resources, foster economic growth, and enhance trade and democratic governance. Education, health, gender equality, and sports development are key areas for social development.

Malta's relationship with Britain continues to be strong in the business sphere, where its financial services, gaming, and tourism sectors have become major hubs for British enterprises. The collaboration between the two countries has created strong trade ties and mutual benefits.

Malta's strategic significance to the Commonwealth is exemplified by its hosting of the Commonwealth Heads of Government Meeting in 2015 and the presence of the Commonwealth Network of Information Technology for Development secretariat in the country. These developments reinforce Malta's role in facilitating collaborations on important issues such as information technology, development, and innovation within the Commonwealth.

Healthcare in Malta

Malta offers an excellent healthcare system that is open to every citizen, including those from the United Kingdom. Although British healthcare is not free in all cases, it is reasonably priced compared to some other nations. Upon registering with the Maltese authorities, UK residents who live and work in Malta are eligible to receive public healthcare services.

It is recommended that immigrants from the UK possess health insurance, either from private providers or through their employment. For an effortless move, it is essential to become acquainted with the healthcare system and understand the prerequisites for insurance coverage and registration.

Education System in Malta

Malta provides both local and foreign students with a strong educational system. UK nationals relocating to Malta with school-age children can enrol them in Maltese schools. The educational programme ensures continuity in education by largely adhering to the British system.

Malta also offers opportunities for higher education, with a variety of undergraduate and graduate degrees available from recognised universities. The Maltese government facilitates an effortless transition for individuals seeking higher education in Malta by acknowledging UK qualifications, thus streamlining the certification process.

Taxation and Pensions for UK Expats in Malta

Malta and the UK have a double taxation agreement in place to ensure that individuals do not pay tax on the same income in both countries. Brexit will not affect this agreement, and the UK government will continue to pay a state pension to eligible individuals in the EU after Brexit.

In terms of taxation, residents in Malta do not pay taxes on property ownership, inheritances, royalties, gifts, or luxury items. This is different from many other countries in the EU, where annual property taxes, wealth taxes, and a minimum tax rate on royalty earnings are levied. Malta's zero-rate taxes make it an attractive destination for individuals who would otherwise face high tax charges on their worldwide income.

Regarding social security contributions, if you work and pay contributions in Malta, you will still be able to include your previous contributions from the UK towards your Maltese pension. This benefit will apply even if you claim your retirement after the implementation period has ended.

Working Rights for UK Expats in Malta

As part of the Brexit deal, UK expats who are registered as living in Malta will continue to enjoy full working rights until the end of the implementation period. This means they can continue to work in Malta without any restrictions, and their employment rights will not be affected. However, after the implementation period, new rules and regulations may come into effect, and UK expats may be subject to new requirements to work in Malta. UK expats should stay up to date with any changes and seek advice if needed to ensure they continue to have the necessary permission to work in Malta.

Top Travel Destination

Malta has become a popular holiday destination, attracting millions of visitors each year, including many from the UK. Whether it's a peaceful retreat in the shoulder months or sun-drenched beaches in the summer, Malta offers something for everyone. This thriving tourist sector generates substantial economic benefits, with the United Kingdom being its biggest market. Despite a brief decrease in visitor numbers in the 1980s, Malta has always been a popular choice for British travellers. In 2019, tourist spending reached an astounding €2 billion. Over 500,000 Brits visit Malta annually, enjoying the warm temperatures, historical sites, and vibrant culture. The average stay is seven days, contributing to Malta's tourism-based economy. Additionally, Malta is attracting British retirees with attractive tax breaks and an excellent standard of living.